Instant Access Savings Accounts

Just because you bank online, it doesn’t mean you can’t enjoy all the simplicity of everyday banking. (Not to mention all the added perks of online banking.) So don’t worry, because there really is nothing to worry about; your savings don’t have to be index linked to the bank of England base rate; you don’t have to put your savings away for ever and a day. And no; you don’t have to invest a small fortune. It’s easy to arrange and even easier to mage. Got a pound to spare? That’s enough to open up a whole host of online savers accounts, all offering great rates of interest and day-to-day user friendly features.

For many of us, a common or garden instant access savings account is usually going to be enough. Interest and instant access are the two key determinants. And perhaps that’s why online banking is still a great unknown to millions of potential customers. Unlike you, they’ve been convinced that online banking just isn’t for them; that it’s only for patient savers and computer whiz kids; that instant access and online accounts are mutually incompatible. So let’s be absolutely clear about this; online banking is for anyone with any cash to their name. Instant access accounts are not only freely available to online customers; they’re beloved by online customers because they relish the absolute access that they afford.

Just because you bank online, it isn’t any harder to make deposits and withdrawals. In fact, you’ll find it’s a lot easier to manage all your transactions this way. You’ll get a cash card of course; just because you bank online, there’s no reason why you won’t be able to access a standard ATM. And because it’s instant access, you’ll get all the same features that you’d expect at your local bank, but at home, at your beck and call, at any hour of the day or night. Want to pay your gas bill on bank holiday Monday; at night; in your dressing gown? Then do it. That’s the power of truly instant access for you!

Depending on the scheme you choose, you can even top up your account or take out some cash when you’re shopping for groceries, or clothes or umpteen other things. (Online banks aren’t just the province of the old guard high street banks, or the internet only enterprises; there are all the new online service providers that have sprung out of your favourite supermarkets and department stores.)

Online accounts are so simple to set up. If you’ve connected to the internet to read this then you can set up an internet bank account. Online accounts are easy to maintain too. If you’ve ever opened up any kind of high street bank account then you’ll be able to open up an online account without a second thought. A few tick boxes, a little bit of ID and you’ll be banking online before you know it. You don’t even have to worry about security. Think that an online account is less safe than the high street? Check out the financial services compensations schemes if you’re in any doubt about just how safe your online bank account will be.

Accessible, secure and offering tip top rates of interest, no matter how much you invest, or how often; instant access savings accounts are the everyday option for discerning investors. With an instant access savings account you get all the convenience of the hole in the wall in your very own home.